Professional Multi-Risk Insurance

This package covers the main risks incurred by a company which carries out its activity in a building or in premises within a building. It covers the damages caused by fire and explosions, water damage as well as damage caused to the neighbourhood in addition to other risks such as theft, electrical damage, computer damage and machinery breakdown.

Why take out this insurance?

In the event of a damage causing event the insurance covers the repair work to premises and compensates the insured party for the loss of their items of furniture, desks, stocks and equipment.

Who is this insurance intended for?

For all business companies or professionals which occupy a building and its outbuildings to carry out their activity.

Is this insurance compulsory?

Article 210 of the DRC’s insurance regulation code of March 17, 2015, stipulates that fire insurance is compulsory for every building earmarked for administrative, industrial, commercial, healthcare, educational, cultural or agro-industrial use, as well as investment property, arts and crafts or commercial use in general.

Quelles sont les garanties comprises dans l’assurance Multirisque Professionnelle ?
1. Guarantees included : 

Fire, implosion, explosion and lightning strikes

Direct damage due to water damage

Claims made by neighbours and third parties

High water and flooding

Storms, hurricanes, cyclones, torrential rain

Aeroplane crash

Collision with an identified ground vehicle

Les garanties complémentaires (en option) à l’assurance Multirisque Professionnelle.
2. Additional guarantees :  

All theft damages

Loss of rent/loss of use

Damage to computer equipment

Direct damages for glass breakage

Electrical damage

Machinery breakdown

Operating loss

Merchandise in cold-storage rooms

Our advisors are available to help you in establishing a solution adapted to your needs.


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