Professional Multi-Risk Insurance
This package covers the main risks incurred by a company which carries out its activity in a building or in premises within a building. It covers the damages caused by fire and explosions, water damage as well as damage caused to the neighbourhood in addition to other risks such as theft, electrical damage, computer damage and machinery breakdown.
Why take out this insurance?
In the event of a damage causing event the insurance covers the repair work to premises and compensates the insured party for the loss of their items of furniture, desks, stocks and equipment.
Who is this insurance intended for?
For all business companies or professionals which occupy a building and its outbuildings to carry out their activity.
Is this insurance compulsory?
Article 210 of the DRC’s insurance regulation code of March 17, 2015, stipulates that fire insurance is compulsory for every building earmarked for administrative, industrial, commercial, healthcare, educational, cultural or agro-industrial use, as well as investment property, arts and crafts or commercial use in general.
Quelles sont les garanties comprises dans l’assurance Multirisque Professionnelle ?
|1. Guarantees included :|
Fire, implosion, explosion and lightning strikes
Direct damage due to water damage
Claims made by neighbours and third parties
High water and flooding
Storms, hurricanes, cyclones, torrential rain
Collision with an identified ground vehicle
Les garanties complémentaires (en option) à l’assurance Multirisque Professionnelle.
|2. Additional guarantees :|
All theft damages
Loss of rent/loss of use
Damage to computer equipment
Direct damages for glass breakage
Merchandise in cold-storage rooms